Tracy Byrnes, CDFA® · Lebenthal Global Advisors, LLC
Helping women and families find their financial freedom.
An advisor, an author, and a journalist who’s spent a career making the financial world make sense. No jargon. No hype. No complicated math.
A part of Lebenthal Global Advisors, LLC
Tracy serves clients through Lebenthal Global Advisors, LLC, headquartered in Hauppauge, NY — combining decades of market experience with a personalized, goal-driven approach. Securities offered through Lebenthal Financial Services, Member FINRA/SIPC.
This isn’t a niche planning issue.
It’s the largest movement of private wealth in modern history.
And it’s moving toward women. Numbers sourced directly to the firms that produced them — McKinsey, Cerulli Associates, and the CFP Board — and updated within the last two years.
“Most of the wealth owned by older generations in the U.S. will be either donated or passed down. With $85 trillion to be passed down to Gen X or Millennial heirs, providers that can establish relationships with those younger investors — and with the spouses receiving wealth — will be well positioned.”
Of that, roughly $40 trillion flows to widowed women in the Baby Boomer and older generations.
Cerulli Associates · Dec 2024 · U.S. HNW & UHNW Markets ReportU.S. financial assets expected to be controlled by women by 2030, up from $18 trillion in 2023 — roughly 38% of all U.S. AUM.
of women say they are the primary decision-makers on financial investment choices in their household.
growth in wealth controlled by women between 2018 and 2023 — outpacing the overall market’s 43% growth over the same period.
of married women report being the main investment decision-maker for their family — and 83% rate “not outliving my money” as their top financial priority.
of CFP® professionals in the U.S. are women. The advisor population has not caught up to the client population.
of women believe a financial planner is the best way to help them reach their goals — ahead of online tools, family, or DIY.
Money decisions are personal decisions.
Women navigate career breaks, caregiving, divorce, and longer retirements. The standard playbook was not written with those realities in mind. Tracy works with women and families at every life stage to translate the financial world into decisions that fit a real life.
That’s also the heart of Women, Wealth and What Matters — one real-life money topic, broken into five clear takeaways, every episode.
Three practices, one voice.
An advisor when you need someone in your corner. An author when you want the rules in writing. A podcast host when you just want to understand the news without the noise.
Guiding women & families
A stabilizing force for clients facing divorce, retirement, or generational transitions. Focused on clear, well-informed decisions for the long term.
Book a consultation →Financial journalist & commentator
Ten years at Fox Business as anchor and reporter. A sought-after voice on divorce, women & investing, taxes, and the U.S. economy.
Media inquiries →Author & speaker
Author of Break Down Your Money and the new Deduct Everything! A frequent speaker at corporate and civic events on financial topics — and on wine.
Book Tracy to speak →
A practitioner and a journalist.
Tracy Byrnes is Vice President of Women & Investing at Lebenthal Global Advisors, LLC. She holds an MBA in accounting and the CDFA® designation. Before becoming a financial advisor, she spent a decade at Fox Business as an anchor and reporter, and continues to be a sought-after voice on divorce, women & investing, taxes, and the U.S. economy.
A single mom of three adult kids who’s been divorced for nearly twenty years, Tracy understands just how personal money decisions really are.
“You don’t need complicated strategies. You don’t need jargon. You just need someone to explain this clearly.”Tracy Byrnes · Women, Wealth and What Matters
5 Things You Need to Know About Roth IRAs (Before You Open One)
Everyone talks about Roth IRAs like they’re magic — but few people explain what they actually are, who they’re best for, and when they make sense. In plain English.
Listen Now →Women, Wealth and What Matters.
One real-life money topic — retirement, taxes, investing, divorce, career changes — broken into five clear, practical takeaways. New episodes regularly.
Deduct Everything!
Hundreds of tax tips, legal write-offs, credits, and loopholes — including everything you need to know about the One Big Beautiful Bill Act.
See the BookSchedule a financial consultation.
Talk with Tracy and the Lebenthal Global Advisors, LLC team about your taxes, retirement, divorce, or estate plan.
Schedule a CallWhere Tracy is quoted, published, and featured.
Recent press appearances and commentary across financial media.